Comes down to financials over emotion and maybe pleasure. Many years ago (20+ iirc) I did a ground up resto of a Moggy Minor Traveller. New wood, wings, panels, interior and a cheeky 1275cc twin carb A Series engine upgrade. With suitable suspension and brake upgrades. Etc etc.
Labour of love. Cost? Gave up counting at 4K. Ignored the initial cost of the car.
You could buy a fully restored one then for 2.5k, a minter for 4K.
Sue enjoyed her Vicar of Dibley phase, blarting around the country lanes wearing her Laura Ashley frock (when I wasn't, but that's another tale..) with a basket of flowers for the church. What she told me anyway. Sold it when we went to work overseas for a spell. For 4K.
Comes down to what you wish of life and vehicles I guess. Many times has the insurance job tar pit fire seemed tempting for the TF. It's still here.....for now.