OR - bend the tabs back away from the disc, until you can get some new pads.After experiencing the heater fan resistor pack in all its wonder, I have become re-aquainted with the "audible wear indicator" on the rear pads.
What evil, twisted, vicious, tormented mind came up with this one? It's like driving down the road while having your teeth drilled.
On the other hand, it works brilliantly - you simply can't leave it for more than a day before replacing the pads or you lose your sanity