You will probably
not notice a stuck closed thermostat on the gauge.
It just means that the fans come on early/frequently. Possibly you may get steam in traffic.
Next time the fans are running, check the temperature of the underfloor pipes and the radiator. If the thermostat is operating properly at least one of the underfloor pipes will be too hot to touch!
If they are only warm/ mildly hot it is a thermostat problem.
There are two temp sensors on the TF, one is for the temp gauge; the other is for the ecu and it is this one that triggers the fans' operation. The temp sensor that controls the engine bay fan on the MGF is missing on the TF. The ecu temp sensor controls both fans.