Both my F and TF head gaskets went within three weeks of each other; both on similar mileages approx. 55k,how's that for sods law! Anyway I got them both sorted, heads were in good condition, and not previously skimmed; so straight forward gasket replacements.
The failure of one was attributed to a cheap water pump leaking which was fitted at the same time as the cam belt was done approx. 45k.
I'm of the opinion that I knew at some point the gaskets were going to go; so I wasn't surprised when they did, unfortunately both cars going at the same time was not in the plan.
With the cars I do tend to wait for a fault to happen before the fix takes place, mainly down to time constraints; otherwise I would be out there tinkering, or messing about as my wife calls it,....bless her. However in our mechanical and electrical workshops we are always carrying out what is called PPM,s, which stands for "planned preventative maintenance" (changing belts, bearings etc before they fail).
Almost everything has a life cycle; so at the end of that life cycle that particular piece of equipment gets replaced no matter what condition it is in as the cost has been budgeted and accounted for. Luckily I had money set aside for the inevitable HGF; therefore I think the jist of this reply is for the piece of mind alone, and the mileage is above 50k, still with the original gasket then plan on getting it done while you can still control it.....wish I had done!
I love these modals!